Bandhan Bank Fundamentals

    Founded in 2001, Bandhan Bank is a non-profit company dedicated to achieving financial inclusion and women's empowerment through sustainable livelihoods; a few years later, it became a non-banking financial company (NBFC). General banking license. Bandhan Bank was established on August 23, 2015 to provide a portfolio of products for customers in all market segments. In the ups and downs of Bandhan Bank, the goal has always been to serve the underserved and under-banked, and to provide last-mile banking services to everyone, no matter how big or small. The main goal has shifted from financial inclusion to inclusive banking. Banks always want to better serve customers. It provides world-class banking products and services to urban, suburban and rural customers. Management, a diversified team and a sound sales network-all of which enable the bank to meet the wishes of customers and all other stakeholders. Is the most important distinguishing feature. The characteristic of the services that banks provide to customers is that they work hard every day to develop all relationships, listen carefully to customers' opinions, and provide them with solutions that truly suit their needs.

    Business area of the bank

    Bandhan Bank is focussed on serving the unbanked and underbanked population of India. It offers best banking solutions and monetary services within the type of quality and liability merchandise and services. It offers regular banking services, microfinance, MSME, and reasonable housing finance to urban, semi-urban and rural customers. It works on the attribute of transferral those outside the range of India’s formal banking marketplace inside the ecosystem.

    Awards and Recognitions

    2016-17: Bandhan Bank received the ‘Special Initiative Award’ for the year 2014-15 as a part of atomic number 26 INDIA’s Best Bank Awards.
    Bandhan Bank received the Bihar Mitra Award for Banking and Finance on Bihar Divas in Mumbai.

    2017-18: Bandhan Bank bagged ‘The Hindu line of merchandise Changemakers Award’. it had been chosen as Changemaker – money Transformation (category).
    Bandhan Bank has been declared the ‘Best non-public Sector Bank – Government theme Participation (PMMY)’ for the Dun & Bradstreet Banking Awards 2017.

    2018-19: Bandhan Bank was declared because the winner in the ‘Noteworthy loaner to the MSE - non-public Sector Bank’ class at the SIDBI ET MSE Awards 2018 hung on January 2019.
    Bandhan Bank was given the ‘Best Bank of the Year’ 2018 at Moneycontrol’s ‘The Wealth Creator Awards’ in Nov 2018.
    Bandhan Bank received the award in ‘Best performing arts Bank’ in terms of Aadhaar generation and update (using on-line client) at the Aadhaar Excellence Awards in October 2018.
    Bandhan Bank won the ‘Entrepreneur with Social Impact’ Award at the primary edition of the CNBC-AWAAZ CEO Awards 2018 bestowed by the Chhattisgarh Government in July 2018.

    2019-20: ‘Emerging Company of the Year’ at The Economic Times Awards 2019 for company Excellence.
    ‘Best Bank’ and also the ‘Fastest Growing Bank’ within the little size bank class at Businessworld Magna Awards 2019.
    ‘Fastest Growing Company’ and ‘Excellence in Business Performance’ at The Economic Times geographical region company Awards 2020.
    ‘Best Indian Banking and money Institution’ sometimes Business Awards 2020.
    Major Events and Milestones:

    2001: Bandhan started as a society that stood for financial inclusion and girls authorisation through property sustenance creation.

    2001: Started microfinance operations in rural Bengal.

    2006: Bandhan nonheritable associate degree NBFC and established Bandhan money Services non-public Limited, however the core objective remained that of economic inclusion.

    2009: The microfinance portfolio was transferred from society to NBFC.
    2010: Bandhan became the most important microfinance establishment (MFI) within the country.

    2015: Bandhan Bank started operations as a universal bank on August 23.

    2015: It became the primary microfinance company in Asian nation to induce a universal banking licence.

    2015: On the day of the launch, the Bank started with 2,523 banking outlets.

    2018: On the day of listing itself, Bandhan Bank emerged as the eighth most valued bank on the idea of market capitalisation.

    2019: Bandhan Bank nonheritable the stake of HDFC restricted in GRUH Finance, one in all India’s foremost cheap housing finance companies.

    2020: The Bank discovered its 1,000th bank branch and 4,000th banking outlet.

    Bandhan Bank Stock Price Analysis and Quick Research Report

    Let’s scrutinize however Bandhan Bank is acting and if it's the proper time to buy the stock of Bandhan Bank with careful analysis.

    For Banking companies, the first supply of financial gain is interest earned  on varied loans given to people and corporates. Bandhan Bank has earned Rs 12,524.21 Cr. revenue within the latest money year. it's announce outstanding revenue growth of three7.65 p.c in last 3 Years.

    In terms of advances, the bank rumored 22.49 % YOY,  rise . If you see 3 years advance growth, it stands at 40.05 %.

    presently the corporate encompasses a CASA magnitude relation of 43.38 %. It’s overall value of liability stands at 5.23 %. Also, the full deposits from these accounts stood at Rs 77,972.22 Cr.

    The Bank encompasses a healthy ROA track record. The ROA of Bandhan Bank is at 2.13 p.c.

    The investor is inefficiently  managing it’s overall quality portfolio. The Gross terrorist group and internet NPA stood at 6.81 % and 3.51 % severally as on the most recent money year.

    One different vital live of banks’ financial health is provisioning coverage ratio. The YoY amendment in provision and contingencies is positive at 180.41 % which implies it's accumulated from the previous year.

    Non-Interest income or different financial gains are vital for banks because it offers an everyday supply of income for bank with no further risk. different income of Bandhan Bank surged and is presently at Rs 2,109.06 Cr.

    the corporate encompasses a sensible Capital Adequacy magnitude relation of 23.47 .

    the simplest metric that provides insights concerning bank’s valuation is P/B ratio. presently Bandhan Bank is commercialism at a P/B of 2.79 . The historical average metallic element was 3.37.

    Bandhan Bank Mini Live Chart

    Bandhan Bank Technicals 

    NOTE: We might update this page with latest updates/information/news etc if it deems to be necessary.

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